Excessive debt can wreak havoc on your finances and peace of mind. If you need relief from your debt, the legal experts at Bumbaugh George can pave the way for your fresh start. Our experienced attorneys will review your financial situation, outline your get-out-of-debt options, and strive to settle your debts as affordably as possible.
Is excessive debt suffocating your finances? Allow our debt relief and bankruptcy attorneys to lighten your load.
If you’re unsatisfied with a recent court ruling, you can file an appeal to have it modified or overturned. Our legal team can help you navigate the complex appeals process from start to finish.
When you’re drowning in debt, bankruptcy can offer invaluable relief. Our bankruptcy law firm in Westmoreland County can help you determine what type of bankruptcy is right for you, evaluate your eligibility, and navigate the legal nuances. With the support of our experienced team, you can start rebuilding your financial future.
Running a small business already comes with a lot of responsibilities. If you’re dealing with undue debt, our bankruptcy law firm can handle the bankruptcy proceedings on your behalf. Throughout the process, we’ll clarify your options, protect your assets, and protectively pursue your best interests.
A Chapter 11 bankruptcy allows your small business to stay operational as you reorganize your debts. If you want to pursue a Chapter 11 bankruptcy, our legal experts can facilitate the process. We’ll handle all of the legal intricacies, from negotiating contracts with your creditors to crafting a debt repayment plan that supports your company’s long-term success. undue debt, our bankruptcy law firm can handle the bankruptcy proceedings on your behalf. Throughout the process, we’ll clarify your options, protect your assets, and protectively pursue your best interests.
A Chapter 7 bankruptcy lets you liquidate your assets to repay your creditors as much as possible. After that, it discharges you of your remaining debt. At Bumbaugh George, our seasoned Chapter 7 attorneys can oversee your bankruptcy proceedings, negotiate with your creditors, and protect your rights every step of the way.
A Chapter 13 bankruptcy enables you to repay all or a portion of your debt over a multi-year period while retaining ownership of your property and assets. Thanks to our in-depth expertise in Chapter 13 bankruptcy laws, we can assess your eligibility, negotiate a realistic repayment plan with your creditors, and safeguard your assets at every stage.
Facing foreclosure is a distressing experience. To achieve the best possible outcome, you need reliable legal support. At Bumbaugh George, our strategic attorneys can help you negotiate alternative solutions with your lenders, such as loan term modifications or a short sale. Most importantly, we’ll make sure your rights are honored every step of the way.
During a Chapter 13 bankruptcy, lien stripping removes junior liens from your property, such as second mortgages or home equity lines of credit. This process can vary across jurisdictions and often involves detailed paperwork. Before you initiate it, make sure to search “bankruptcy law near me” and select a competent bankruptcy law firm to oversee this process, like Bumbaugh George.
If you have a judgment against you, the court may grant your creditors the right to garnish your wages. Wage garnishment laws vary by jurisdiction, so it’s crucial to consult with a legal expert. Our Westmoreland County bankruptcy law firm can advocate for your rights and minimize the impact of wage garnishment on your income.
If your small business is grappling with unmanageable debt, you need empathetic support and effective solutions. At Bumbaugh George, our skilled legal team can provide you with just that. Whether you want to settle with your creditors or pursue bankruptcy, we’re committed to securing the best outcomes for your small business in Southwestern Pennsylvania.
Depending on the jurisdiction, some of your debt relief and bankruptcy documents may need to be notarized. For your convenience, we offer secure in-house and remote notary services at Bumbaugh George.
Book a Debt Relief and Bankruptcy Legal Consultation to learn more about your debt relief options in Southwestern Pennsylvania. Simply call 724-864-6840 or fill out our Case Evaluation form.
Book a Debt Relief and Bankruptcy Legal Consultation to learn more about your debt relief options in Southwestern Pennsylvania. Simply call 724-864-6840 or fill out our Case Evaluation form.
Debt relief can be achieved through debt consolidation, debt settlement, creditor negotiation, or bankruptcy. The right type of debt relief will depend on the amount of debt you owe, along with your income, assets, and goals. An experienced debt relief law firm can help you determine the best way to ease your debt and facilitate the process.
While you can negotiate with creditors yourself, you’ll get better results by having a law firm do so on your behalf. Debt relief attorneys have extensive experience dealing with creditors and negotiating debt settlements. Better yet, they’re up to date on relevant consumer protection laws and regulations. With their consumer law group debt relief support, you can show creditors you’re serious.
Like debt relief law firms, debt settlement companies can negotiate with creditors on your behalf. Unfortunately, these companies come with many risks, including costly fees, tax complications, and long-term damage to your credit score. They may also fail to achieve the outcome you desire. Due to these risks, it’s safer to work with a reputable debt relief law firm that will reliably advocate for your best interests every step of the way.
Bankruptcy can provide much-needed relief from crushing debt, but it also has serious consequences for your credit. Before you file for bankruptcy, you should consult with a bankruptcy attorney to determine if it's the best debt relief option based on your debt balances, income, assets, and goals.
Filing for bankruptcy can discharge some or all of your debt obligations. However, bankruptcy can also cause a substantial drop in your credit score for several years. Depending on the type of bankruptcy, you may be required to sell some of your assets or property. A debt relief law firm can outline the specific consequences for your unique financial situation.
While bankruptcy can put many of your debts behind you, not all debts are eligible for discharge. Some notable exceptions include child support, alimony, tax liens, and student loans (unless you meet certain criteria). The list of non-eligible debts can vary from one form of bankruptcy to the next, so you should speak with a bankruptcy law firm before choosing this debt relief strategy.
When you settle a debt for less than the amount owed, the forgiven balance may be classified as taxable income. A debt relief attorney can explain the intricacies of these tax implications and let you know if you qualify for any tax exemptions.
The three most common types of bankruptcy are Chapter 7, Chapter 13, and Chapter 11. Chapter 7 and Chapter 13 bankruptcies are used by individuals, while Chapter 11 bankruptcies are reserved for businesses. Depending on the type of bankruptcy you file, you may have to liquidate your assets or negotiate a repayment plan with your creditors. Since each type of bankruptcy has different eligibility requirements, debt exemptions, and credit implications, it’s important to consult with a bankruptcy law firm before initiating the process.
While navigating your options to get out of debt can feel overwhelming, our website provides a wealth of resources to simplify the process.
"I would highly recommend this law firm. Attorney Mallard George is very compassionate and caring and he gets the job done with no problem. I was extremely pleased by the way he handled my case. You won't be sorry with Attorney Mallard George."
"I really liked the Attorneys. I only needed them for a brief period but it definitely was worth it. I highly recommend them."
"Great people. Listen to your problems and give detailed advice. Very fair."
"I would highly recommend this law firm. Attorney Mallard George is very compassionate and caring and he gets the job done with no problem. I was extremely pleased by the way he handled my case. You won't be sorry with Attorney Mallard George."
"I really liked the Attorneys. I only needed them for a brief period but it definitely was worth it. I highly recommend them."
"Great people. Listen to your problems and give detailed advice. Very fair."
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