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What is a Quiet Title
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Title & Settlement Services

Welcome to Old Trail Settlement, your premier destination for title insurance and settlement services. With a commitment to excellence, we offer comprehensive solutions tailored to your unique needs. Our experienced team ensures a smooth and secure closing process, giving you peace of mind every step of the way.

Trust us to protect your investment with our thorough title search and insurance services. Discover the difference with Old Trail Settlement today.

  • Servicing Pennsylvania and Florida
  • Attorney Conducted Closings
  • eClosing Options and Notarization Services

Title Insurance and Settlement Services for:


Title Services for Buyers

Ensuring the property you’re purchasing has a clear title can protect you from ownership disputes and mortgage loan complications down the line. At Old Trail Settlement, we’ll conduct a thorough title search on your property to uncover any hidden liens, encumbrances, or other defects that could jeopardize your investment.
  • Title Search
  • Title Insurance
  • Closing Services
  • Document Signing

Title Services for Sellers

When you’re selling a property, you want the transfer of ownership to go smoothly. Old Trail Settlement can support a seamless transaction by conducting a comprehensive title search for your property in advance.
  • Title Search and Review
  • Payoff Services
  • Closing Assistance
  • Seller's Title Insurance
  • Contingency Resolution
  • Tax Certification and Lien Letters
Real Estate Agents

Title Services for Real Estate Agents

Real estate agents strive to protect their clients’ interests and facilitate smooth transactions. Old Trail Settlement can help you achieve these aims by conducting a detailed title search. We can also insure your buyers and sellers so they’re insulated from the risk of future title disputes.
  • Expedited Closings
  • Reduced Errors & Delays
  • Tailored Title Solutions
  • Collaborative Partnership

Title Services for Lenders

Before finalizing a mortgage loan for an applicant, you need to make sure their property’s title is clear and marketable. A clear title protects your interest in their property and makes it easier to sell during foreclosure. Old Trail Settlement’s trusted title services can enhance your risk mitigation and shield you from unforeseen financial losses.
  • Transparent Title Reports
  • Seamless Coordination
  • Reliable Risk Mitigation
  • In-Depth Title Assessments

Title Services for Commercial Transactions

The stakes are high during commercial real estate transactions. To ensure a smooth transfer of ownership, you need to work with a title service provider you can trust. At Old Trail Settlement, we can verify that your commercial property has a clear title, reducing your risk of legal challenges or disputes in the future.
  • Title Search & Insurance
  • Escrow Services
  • Closing Preparation
  • Document Preparation
  • Notary Services
  • Compliance Management

Experience the Future of Real Estate Settlement with eClosings.

Say goodbye to the hassle of coordinating in-person closing meetings and signing cumbersome paperwork. At Old Trail Settlement, our convenient eClosing services modernize the closing process, enabling you to sign documents digitally from a secure online platform.


of buyers are frustrated with the traditional closing process.


of customers have reduced closing times with eClosing.


of customers save money with eClosing.


Access Our Portal

Access your closing documents at your convenience–anywhere, anytime.

Review Closing Documents Online

Review closing documents at your leisure within our secure, centralized portal.

Sign Documents Online

Streamline the signing process using your digital signature, which you can apply to each page in a few clicks.

Your Closing is Complete!

Celebrate a successful closing as you embark on the next chapter of your real estate journey.

Convenient Notarization Services for Seamless Real Estate Settlements.

Old Trail Settlement is ready to assist you with all your document notarization needs, ensuring compliance and security throughout the process. Whether you're closing on a new home or refinancing, trust us to make the notarization process simple and efficient.

Frequently Asked Questions (FAQs)

What Do Title Companies Do?

A title company investigates a property’s title to see if anyone has ownership claims to it besides the seller. It does so by reviewing the chain of title, searching for existing liens, performing a property survey, and clarifying who currently holds the title. Title companies also issue title insurance policies to buyers, sellers, and lenders, which protect these parties against disputes related to title issues that may have been missed during the title search.

Why Do I Need Title Insurance?

Title insurance protects you legally and financially from title defects, such as undisclosed liens, encumbrances, and public record errors, for as long as you or your heirs own the property. Without title insurance, you’re exposed to these risks and the costs associated with their litigation. In Pennsylvania and Florida, title insurance is also required for all real estate purchases secured by mortgages.

Is Title Insurance Required?

Yes, your lender will require you to have title insurance if you purchase your property with a mortgage. That’s because the title insurance policy provides them with coverage for any title defects that may impact their lien on your property. If you purchase your property with cash, title insurance is optional, though it’s strongly recommended.

What Are Some Issues That Title Insurance Would Likely Protect Against?

Title insurance will most likely protect against undisclosed liens and judgments, public record errors or omissions, fraud or forgery in the chain of title, and disputes over your property’s boundary lines or easements. Reach out to Old Trail Settlement to learn more about the details of our title insurance coverage.

How is the Cost For Title Insurance Calculated?

Title insurance premiums are typically paid as a one-time fee at closing. In Pennsylvania and Florida, owner’s title insurance fees are based on the purchase price of the property, while lender’s title insurance fees are based on the loan amount. The rates for these fees are regulated by each state’s insurance departments. 

What Forms of Payment Are Accepted For “Cash to Close” on a Real Estate Closing?

Certified funds, such as cashier’s checks and wire transfers, are acceptable forms of payment for “cash to close” on real estate transactions. Personal checks, on the other hand, are not accepted due to the risk of insufficient funds.

What Forms of ID Are Required For a Real Estate Closing?

In Pennsylvania, you’ll need two forms of identification during closing. You need one government-issued photo ID, such as a driver’s license or passport, and another ID that displays your name–a Social Security card, credit or debit card, or insurance card should suffice. In Florida, some lenders require both types of IDs, while others may only require the government-issued photo ID.

Can Bumbaugh George Do My Notarizations at Closing?

Yes, our in-house notary publics can perform your notarizations during the closing process. Our notary services are flexible, convenient, and secure. We can complete your notarizations remotely or in person.

Who Selects the Title Company?

In Pennsylvania, the buyer reserves the right to choose the title company. This practice differs from many other states, including Florida, where the seller is responsible for making the selection.

What is Not Covered by Title Insurance?

Not all title insurance policies are the same. Title insurance providers typically list out their coverage exceptions within their policies. If you have any questions about Old Trail Settlement’s policies, contact us and we can explain the details of our coverage.

Start Your Title Settlement Order

Tell us about your real estate transaction, and a member of our team will contact you to complete the settlement.

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